Nobody Protects RIDERS better than Allstate.
You love your bike. At Allstate, we understand that urge to hit the open road. That’s why we have Your Choice Motorcycle® insurance. For the cost of insuring your bike, it protects your bike AND more importantly, YOU!
Find out how we could save you 50% or more!
Your Choice Motorcycle® also offers you the rewards you want with the discounts you deserve. It’s the protection you need when you ride.
Our innovative product offers you all the features you need and the rewards you want. But you’ll also receive all the standard coverage you’ve come to expect like Liability (Bodily & Property), Uninsured/Underinsured Motorist and Towing.
INNOVATIVE FEATURES
Accident Forgiveness. Helps keep your rates from going up because of an accident.
Deductible Rewards®. Get $100 off your deductible the day you sign up and get another $100 for every year you don’t have an accident – up to $500 total.
New Motorcycle Replacement. If your newly purchased motorcycle gets totaled, this optional coverage can let you get a new motorcycle – see policy and speak with a Grossmiller Agency representative for full details.
Trip Interruption Insurance. If your bike is disabled when you’re at least 100 miles away from your home, this optional coverage reimburses you for your transportation costs (up to $50/day), lodging (up to $100/day) and food expenses (up to $50/day) – total reimbursement up to $750.
ADDITIONAL COVERAGES.
Your Choice Motorcycle® gives you a variety of options you can customize to fit your needs.
Rider Protection Package – An ALLSTATE EXCLUSIVE. If yo u have a serious or fatal accident, this coverage can provide cash benefits to you or your family – regardless of who was at fault.
Optional Coverage for Custom Parts. Provides up to $30,000 in coverage for the after-market parts that make your bike unique, like crash bars and custom seats.
Towing and Labor Costs. Typically reimburses you (up to the applicable limit) for getting your bike to the shop if it breaks down or is in an accident. This coverage is automatically included for Harley Davidson©, Touring and Touring Sport bikes.
Rental Reimbursement. If your motorcycle is damaged or stolen, we’ll help cover the cost of renting a car.
Motorcycle and Off-Road Vehicle Transport Trailer Damage Insurance. Typically covers damage and loss of your trailer and motorcycle resulting from collision, rollover and most natural and man-made losses such as earthquakes and vandalism.
PROTECT YOUR BIKES MOST IMPORTANT PART – YOU.
To make your premium as low as possible, call us first. We offer a variety of ways to maximize your savings:
- Multiple Policy Discount
- Good Rider Discount
- Prior Motorcycle Insurance
- Homeownership Discount
- Safety Course Discount
- Motorcycle Organization Discount
- FullPay Discount
- Recovery Device Discount
- Anti-Lock Brakes Discount
- Passive Restraint Discount
- Multiple Motorcycle Discount
- Easy Pay Discount
- Early Signing Discount
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