PROTECTION when a claim happens. SAVINGS when it doesn’t.
Whether you file a claim or not, Allstate Insurance offers features to help protect you.
Claim RateGuard™
Helps prevent your premium from going up just because you file a claim.
Claim-Free Rewards
Saves you money when you come to Allstate claim-free. Plus, our optional Claim-Free Bonus gives you money back each year you go without a claim.
The Grossmiller Agency will help walk you through your options to make sure you have the best coverage at the most affordable rate.
Basic Protection:
Every Allstate House & Home Insurance policy comes with a variety of standard coverages to help you protect your home and what’s inside it.
- Dwelling Protection
- Covers the home you live in and other structures attached to it, such a a garage or deck.
- Other Structures Protection
- Covers other buildings on your property that a separate from your home, such as a garage or shed.
- Personal Property Protection
- Covers the loss of furniture and other contents if they’re stolen or damaged.
- Additional Living Expenses
- Reimburses you for reasonable increases in living expenses when a loss that Allstate covers makes your home uninhabitable. This may include payments for the cost of rent, hotel, food and other expenses.
- Family Liability Protection
- Helps protect you if someone sues you for damages after being injured on your property.
- Guest Medical Protection
- May help you pay for necessary medical expenses including surgery, x-rays and dental work if a guest is injured on your property.
Extra Protection:
While our standard homeowners coverage offers plenty of protection for your home and what’s inside it, you may want to consider investing in some of the additional coverages from Allstate. Extra protection is available for your wedding ring, your sports equipment, your business property, as well as extra coverage for your home in case of a water backup. Ask us about these optional coverages, such as:
- Scheduled Personal Property
- Sports Equipment
- Business Property
- Water Backup
Discounts you deserve.
Save even more on your policy when you qualify for one of our many available discounts including:
Claim-Free. Get a discount that continues to build every year (up to five years) you don’t file a property claim.
Early Signing. Switch to Allstate before your old policy expires (at least 7 days) to receive an additional discount.
Easy Pay. Earn a discount for setting up automatic withdrawals from your checking or savings account.
Hail-resistant Roof. If your home has this type of roof installed, you may qualify for a discount.
Home Buyer. Save on your home policy if you purchase a newly constructed home. Recent home buyers can also be eligible for a discount.
Multiple Policy. Save on your home policy just for having your auto policy with us. Save even more if you bundle additional policies (like life, motorcycle, boat, landlord, etc.).
Protective Device. Quality for a discount if your home has additional protection against fire and theft.
Welcome and Loyalty. New customers can earn a discount during the first 2 years they’re insured, and existing customers can save just for staying with Allstate.
Windstorm Protective Device. Earn a discount if you install hurricane/storm shutters or hurricane-resistant windows or doors on all exterior wall openings.
The Grossmiller Agency provides you with the customized home coverage you need at affordable prices, all in one place. And you have the option of calling us, working with us online or stopping by our new office in Gambrills, MD.
What’s it going to be?
Leave a Reply